If you have been spending more than you make, you can reverse the process and escape the misery.
The good news is that life doesn’t have to be this way. There is nothing fun about paying interest on money you have already spent. Spending more than you make can be fun for a while, but in the end, Charles Dickens is right-it can be misery-making. Annual income twenty pounds, annual expenditure twenty-one pounds-result misery.” “Annual income twenty pounds, annual expenditure nineteen-result happiness.
In regard to budgeting money, Charles Dickens once said, How to Budget Your Money | Budget Planning for My Money Learn how to create a spending plan and manage your money better
